Hi,
Well you asked for views :shock:
Since your first post on this matter I have to say I've been a tad confused as to why you’re getting your insurance company involved in a "minor repair" from an incident when no one else was involved. I’m not sure how your insurance is structured but does it not have an access?
To exist Insurance companies must take in more money than they pay-out, as they are not a charity, in my experience in cases like this what they pay-out for your repair they are very likely to claw back off you in the years to come.
If it was me, and I’m by no means made of money, I’d just get it fixed by someone you trust for the few hundred pounds you indicated it might cost and move on, keeping the insurance company out of it. But maybe that’s just me!!!
Please remember you did ask :roll:
Tim